Right Plan PPO 40

Here is how you would use the Right Plan PPO 40

You decide on the plan design that is right for you

Choose from
  • All drug coverage or
  • Generic drug coverage only or
  • No drug coverage


Major benefit of this plan is

  • No deductible
  • Immediate benefits
  • Prescription drug choice

 


You go to a doctor

  • Choose from over 51,000 doctors in California
  • Pay a $40 copay to the doctor
  • Blue Cross pays 60 %, you pay 40% for services
  • Zero deductible insurance
Doctor exam

You have a prescription to fill

  • Go to almost any pharmacy
  • Choose all drug , generic only or no drug coverage
  • Pay $10 copay for generic drugs
  • Pay 30% of negotiated fee for self administered injectables, except insulin
  • Pay $30 copay after $500 brand name deductible

You go to the emergency room
  • Pay $100 copay to hospital
  • Copay is waived if admitted into the hospital
  • Pay 40% of negotiated fee

You're admitted into the hospital

  • Choose from over 400 hospitals in California
  • Pay copay of $500 for the first 4 days only
  • Pay 40 % of negotiated fee
  • Blue Cross pays 60% of fees after copay
  • Zero deductible
hospital room

You visit the dentist

  • You can add Dental Insurance to this plan
  • Choose a PPO or HMO model
  • Dental care contributes to your overall health
dentist with patient

 

The Right Plan PPO 40 Plan does not include maternity benefits.

You maximize your plan benefits by choosing providers and hospitals within the Blue Cross PPO network.  Out of Network benefits are lower.   


Please see brochure for complete details.

 

Click here for premium rates for all ages and areas of California

Download Brochure (pdf file)

 

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Apply online for Blue Cross of California